We often take for granted that everything will always go right in our lives. But suppose a strong storm damaged your house, you were involved in an accident of some kind, or you were the victim of a burglary, could you afford the thousands of dollars in unexpected repair bills or the replacement of lost belongings? The unfortunate fact is that most of us would not be able to deal with a large financial loss without having insurance. Proper coverage can provide you with the peace of mind to know that you are protected should an unfortunate situation arise.
Home and auto insurance can save you from costly repairs and liability in the case of damage to your home or your car. Both essentially cover damages to you and your property, however a large portion of auto insurance covers third party damage and injuries in the form of liability coverage. In the case of auto insurance, most states make mandatory at least minimum coverage.
An auto insurance policy is actually a package of different coverages. Coverage can include liability insurance; collision coverage; comprehensive coverage; medical, PIP and no-fault; uninsured motorists and certain add on features. Most states require you to purchase a minimum amount of certain kinds of coverage. But if you’re interested in protecting yourself from a lawsuit or from wicked repair bills, then it makes sense to buy more than what’s required… [Learn more] [ Get a free quote ]
Lenders require homeowners with mortgages to buy home insurance. You may think that the policy terms required by your lender are acceptable, but that might not be the case. Remember, lenders are only concerned that you cover the risks to your property they have financed. This most likely does not include your full exposure to loss were your home and personal property to be destroyed. It is important that you assess your property, determine its value, and make sure you get the full coverage you need in the case of a loss… [Learn more] [ Get a free quote ]
Life insurance is simply intended to cover the financial risk of death. In general, anyone who wants to make sure that their family does not have to change its lifestyle after his or her death needs to have it. Life insurance has several variables: duration of coverage, frequency and stability of payments, as well as payout method and amount of coverage… [Learn more] [ Get a free quote ]
Ever had a sleepless night, worrying about what could go wrong? Unfortunately, some of what you’ve imagined can happen. A bride’s most common “nightmare” is usually dress-related…it’s damaged or defective, or the bridal salon goes out of business. Severe weather can wash out your big day. These are just some of the risks for one of the biggest investments you’ll ever make (the average U.S. wedding is $27,000*). You’d protect your car, why not your wedding?. [Learn more] [Get a free quote]
Protect your property with Flood Insurance from Travelers of Massachusetts. Did you know that flooding occurs in every state and 25% of all floods occur in low-to-moderate risk areas? Unfortunately, this means many people may find out too late that they are at risk for flooding, and even worse, that their property insurance does not cover flood damage. [Learn more]